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Step-by-step guide for selling a non-running hatchback with outstanding finance in South Africa. Covers lender settlement, paperwork, valuation tips and realistic examples.
Obtain a written settlement figure from your lender before negotiating a sale.
Clear photos and service records improve offers for non-running hatchbacks.
Ensure buyer and lender agree on settlement, deregistration and final receipts.
Selling a hatchback that is not running and still under finance is a common situation in South Africa. The process combines two streams of work: dealing with the finance provider to settle or transfer the bond, and arranging sale logistics for a non-running vehicle. This guide explains your options, legal steps, and practical tips to help you get a clear, competitive cash outcome while reducing admin and risk.
Deciding whether to repair a non-running hatchback or sell it with outstanding finance depends on repair cost, market value, remaining finance balance and how quickly you need funds. Repairs can be sensible for low-cost issues on otherwise valuable cars, but when repair estimates approach or exceed market value, selling is often the better option.
Practical note: For many owners, selling to a buyer that handles towing and paperwork saves time and avoids ongoing bond interest and storage costs.
| Repair Category | Typical repair cost (R, estimate) | Likely retained market value after repair (R, estimate) |
|---|---|---|
| Minor cosmetic & lights | R2,000 - R8,000 | R35,000 - R90,000 (depends on model/year) |
| Moderate mechanical (gearbox/clutch) | R8,000 - R30,000 | R20,000 - R70,000 |
| Major engine or structural | R30,000 - R80,000+ | Often below market parity; may be written off by insurers |
| Non-running due to unknown faults | Variable - diagnostic R500-R2,000 | Sale as-is often yields a simpler outcome than uncertain repairs |
Estimates above are illustrative for typical South African hatchbacks (e.g., small to mid-size models). Repair costs and retained values vary by make, model year and mileage; figures are indicative, not offers.
A stepwise approach helps: confirm the finance position, get a settlement figure from your lender, decide whether to repair or sell as-is, and choose a buyer able to handle non-running collection and paperwork. Many buyers that specialise in damaged or non-running vehicles can liaise with your finance provider - ask for written confirmation of how settlement will be handled.
If you want specialised handling for a non-running vehicle, read more details on our Sell Non-Running Car page: Sell Non-Running Car which explains required photos and documentation for faster quotes.
| Damage Type | Typical offer impact | Why |
|---|---|---|
| Minor cosmetic | Low impact | Easier repairs, resale demand remains |
| Mechanical (engine/gearbox) | Medium-High impact | Costly to fix; buyers price in replacement costs |
| Structural/frame | High impact | Safety concerns and insurer write-offs reduce market value |
| Unknown non-starting fault | Variable | Buyers factor in diagnostic uncertainty |
For an overview of what we buy and how a sale typically works for damaged vehicles, see our Sell Damaged Cars page: Sell Damaged Cars.
Outstanding finance means the lender has an interest in the car until the bond is settled. South African procedures commonly involve:
Some buyers experienced with financed vehicles can coordinate payment to the lender and complete transfer paperwork on your behalf, subject to lender consent. Always keep written confirmation of settlement and final receipts from the finance provider. For more on our company and how we handle paperwork, see About / How it works: About Us.
After you agree a sale and the buyer collects the non-running hatchback, expect the following sequence in most transactions:
If you are exploring options that specifically handle non-running, financed hatchbacks and include towing and paperwork assistance nationwide, see the service overview on our homepage: Sell Your Damaged Car. For owners weighing repair vs sale, our Sell Non-Running Car guidance can help you determine the best route based on your settlement figure and repair estimates: Sell Non-Running Car.
Example 1 - Johannesburg private owner: a 2014 hatchback with a failed gearbox and R40,000 outstanding finance. Repair estimate R28,000. If repair pushes total cost above realistic resale value, selling as-is and using proceeds to reduce the bond can be the faster, lower-risk option. Example 2 - Cape Town fleet manager: multiple non-running hatchbacks where transport and admin delays cause daily operational cost - selling to a buyer who collects and handles deregistration can reduce ongoing losses.
These scenarios are illustrative; actual outcomes depend on model, lender terms and salvage demand. Figures quoted are examples and estimates in R.
If your hatchback is financed and not running, start by requesting a settlement figure from your lender and collecting clear photos and service records. That information will make valuations faster and the sale process smoother in South Africa’s regulated finance environment.
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Disclaimer: This content is for educational purposes only. Product availability, pricing, and specifications are subject to change. Always verify current details on the retailer's website before making a purchase. We may earn affiliate commissions from qualifying purchases.
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It was a quick, quality and very sincere as well as trustworthy experience
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They were very professional.
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Not bad
Verified customerEasy experience
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Tshidi was very professional throughout the whole process, explained every step clearly. Car was collected on time as arranged and payment very prompt...
Quick and easy...
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Clear communication and quick responses. Very friendly
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From the moment I started researching how to sell your damaged car, it seemed like it was going to be a stressful process… Turns out it’s just the opp...
I have received the best service ever From Tshidi Mashangoane . Everything happened as promised. Even the bank Notification
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Joshua was precise and helpful.
Verified customerThe process was quick and easy. I felt comfortable that I was dealing with an above board business. They tend to communicate almost exclusively with W...
The deal was streit forward. From tshidi mashangoane
Verified customerDealt with a lady by the name of Tshidi. She was great from the onset. Process was done via WhatsApp and her responses were always on time. I apprecia...
Aneese was amazing. He responds in no time and never keeps you waiting. He was willing to go the extra mile for us. I’d recommend Sell Your Damaged Ca...
Everything that was said,happen exactly like that.
Verified customerI dealt with a guy called John. I sold my bakie that was a write off. He got me the best quote possible went extremely fast without a lot of Hassel. ...
I would like to thank Mr. Anees Mayet for his professional manner in which we successfully conducted business. It is a quick and hassle free way to se...
Confirmation Message *Business Name:* Sell Your Damaged Car *Review:* The consultant was as responsive as could be and very helpful, even helping v...
Super easy, Johan explained everything that he needed from me. Collection was on time and very efficient. Payment once confirmed was on time . Thank y...
Very easy and fast,no hassle
Verified customerJohan was very professional and the service was amazing.
Verified customerTshidi Mashangaone she explained everything that I wanted to know about your sell your damaged car and we managed to make a deal that didn't even too...
Johan made the process seamless and easy and conducted the transaction professionally- Thank you! It might be worth considering real-time payments to ...
I dealt with a Gentleman called Cleavon and I am amazed at his service, as a service man myself I could believe his patience when I had to wait for my...
Worked with a buyer called Joshua who was extremely professional and helpful. The process of selling my damaged vehicle was quick and painless. Very h...
Excellent and professional service, within a day after processing documentations the vehicle was collected. The next day, the money was in my bank acc...
Their service was excellent. Abdul did a great job. We are very happy with everything
Verified customerIt was quick and painless, Anees was very professional, great service.
Verified customerAwesome service, reliable, friendly and quick payment
Verified customerFriendly and quick
Verified customerCleavon was a very friendly and expedient consultant. The sale process was very swift and the car was collected the same day. Cleavon was happy to of...
Johan was really professional dealing with me.Always responded either by phone or WhatsApp. To my questions.Thank you Johan for upholding the culture ...
I loaded all the information. Got a quick and professional response. The whole deal was handled in three days.
Verified customerVery helpful and patient people to deal with. They even sent a towing truck to collect our non runner vehicle that they purchased. Was the only compan...
I got prompt and professional service. From initial consultation to final collection and payment.
Verified customerGood day, it was a hassle free transaction with friendly staff who assisted with no effort.
Verified customerAfter completion of information online, the sales consultant was very helpful to kick start the process which lasted only a day and the second one was...
I dealt with Josh and he was very helpful, definitely going the extra mile. He also did a great job keeping me informed every step of the process.
Verified customerI have sent a request to Sell Your Damaged Car and they reply in no time. I was contact by Tshidi.. She was very professional in helping me. I have s...
Tshidi was very helpful and I enjoyed the experience
Verified customerIts easy trustworthy process
Verified customerI was assisted by Cleavan Schubart at Auction Nation to sell my vehicle. Man, what an excellent service and customer experience I got!! Just to name a...
Very quick and very professional.
Verified customerI was assisted by ubdull cool and always willing to assist and helpful.
Verified customerThe sale of my damaged car took about 3 days, and the money was in my account in less than 24hours after the car was taken. I'm happy with the servi...
They so fast and absolutely give you the great feedback of the vehicle ??
Verified customerThe process was smooth and quick. Joshua gave me great service and kept me in the loop throughout. To top it off, funds reflected even sooner than exp...
Ek het my 2011 Kia Cerato met ongeluk skade aan Hulle verkoop. Die span het my die hele tyd op datum gehou van wat gebeur wanneer! Beste diens ooit!
Verified customerI was assisted by the lady Tshidi Mashangaone to sell my Damaged Nissan NP200, the service was excellent, the Agent was friendly,helpful, and fast.. ...
All I can say is Tshidi gave us the best customer experience throughout the entire experience!!!! Both hubby and I got assisted by her with our car.
Verified customerExcellent service from Johan Bouwer. From start to finish kept me up to date regarding the transaction
Verified customerWas very pleased with the service
Verified customerI love the quick service. The payment took a while but I was always assured by Joshua. I can easily recommend your services. Thanks
Verified customerWe recently used their services to get rid of a vehicle with engine faults, the team guided us through the process. I being suspicious of all transact...
Very kind lady who assisted me. Quick, easy to understand and very friendly. Will recommend her to anyone who wants yo sell their damaged cars.
Verified customerThe service I received from sell your damaged car was excellent.I recently sold my vehicle to sell your damaged car thanks to Cleavan for his excelle...
The lady I dealt with, Tshidi, was very patient with me as I had no idea how this process worked. She also answered my messages within a few minutes. ...
Sold a non-runner to SYDC. Was concerned about the 24-48hrs payment delay after they tow the car away but Joshua Murray explained the process and I wa...
I just to thank Auction Nation for the great service they have rendered to me.I have been keeping my damaged car for about a year after tragedy accide...
Very efficient, professional and friendly service
Verified customerI had to get rid of my s**** car .joshua was more than helpfull to help .he made the process easy and smooth no problems or issues . Big shout to josh...
Everything was settled hassle-free and with assistance where needed. Thank you Joshua for excellent service, I will definitely recommend you to my fam...
The entire process from first contact to payment took 5 days. Very efficient.
Verified customerBaie goeie diens ontvang van Alicia, van begin tot einde. Geld oorbetaal soos belowe. Dankie.
Verified customerI was assisted by Tshidi, nice lady and very efficient. We did a great deal
Verified customerI really appreciated how Tshidi Mashangoane used check-ins to keep me up to date on the project of selling. It helped me consider our offer, and I’m e...
I sold my gamaged merc 230d monatic. The process was super and the payment i received in less than 3 days. They are straight forwad and keep their p...
I sold 2 damaged cars to Sell Your Damaged Car in January and March 2023 and received excellent service from Tshidi Mashangoane. She explained the pr...
I was assisted by Johan who was excellent and assisted me very well in service me when I was selling my car
Verified customerMy first dealing with these guys and I was impressed with their service and attitude. They bought my s**** car and paid me as promised and came to col...
I got exceptional service from Tshidi Mashangoane. The damaged car was fetched the same I accepted the offer. Thank you Tshidi
Verified customerThank you, Auction Nation, for handling my sale transaction quickly and professionally. Shout out to Faith Mauchaza for walking me through the whole p...
It has been a pleasure dealing with Tshidi Mashangoane . Very professional , friendly and helpful. Tshidi guided me through the whole process from sta...
I had an old damaged car that I wanted to get rid of. I interacted with Abdala who was quite professional and extremely patient. The quote seemed pret...
I received excellent customer service from Alicia the Sales Consultant. She guided me through the process, provided me with all the requirements and ...
After filling in their online form, I got a response on whatsapp within minutes with a consultant who stuck with me from start to end. Abdul was very ...
The whole experience of selling my car was so easy and efficient. I highly recommend.
Verified customerDealt with Tshidi who was very efficient,prompt to respond to my questions and always courteous.All time frames set were achieved and in some cases so...
Did what they said they would do. Josh was very good. Happy all round.
Verified customerI was not sure if this would work, but Alicia walked me through every step of the way. Alicia made the whole process of agreeing a price, doing the pa...
I dealt with Alicia from Sell your damaged car. What a superstar. From the start to the finish, she was on top of her game. Her requests were clear an...
I've driven my 2005 Porsche Boxster for eight happy years. But about three years ago the second gear wouldn't engage so I changed from 1st to 3rd with...
<div>I had the privilege of dealing with Alicia Coetzer at Auction Nation. What an experience; I am 72 years old and have had he car for 11 years. The...
I contacted them via their website and within shortly thereafter the instructions were sent via Whatsapp. Both vehicles were sorted out quickly and ef...
Shout out to Alicia from Auction Nation for a great service!!!!!!!!!!!!!!
Verified customerExcellent assistance by Alicia.
Verified customer
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