Sell an Insurer-Approved Write-Off Vehicle in Cape Town - Fast, Trusted Cash Offers

How selling an insurer-approved write-off vehicle works

An insurer-approved write-off (sometimes called a total loss or salvage) means the insurer has decided repair costs and other factors make returning the vehicle to the road uneconomical. You can keep the vehicle, repair it (subject to legal and safety requirements), or sell it to a specialist buyer. At Sell Your Damaged Car we specialise in buying these vehicles and handling the logistics so you can convert the vehicle into cash quickly.

What we buy and why owners in Cape Town choose us

• Insurer-approved write-offs, accident-damaged, flood- or fire-damaged, and non-running vehicles.
• Free towing across Cape Town metro and nearby areas to save on recovery costs.
• We handle paperwork including transfer and deregistration support, and provide a transparent cash offer.

Why selling is often the practical choice

Repairing a write-off can be time-consuming, expensive and may require additional inspections or re-certification to be roadworthy again. For many owners - private and small-fleet operators in Cape Town - a competitive cash offer combined with free towing and paperwork help is a lower-risk, quicker route to recover value and move on.

Learn more about the types of vehicles we buy on our Sell Damaged Cars page or read how our service works on the About / How it works page.

South Africa note: offers reflect condition, market demand for salvage parts and vehicle data. We provide a transparent, competitive cash offer - accepted offers proceed to free collection and quick payment.

Ready to get started? Get your free quote by uploading vehicle details and images - our online form is quick and obligation-free.

Step-by-step: selling your insurer-approved write-off in Cape Town

1. Submit vehicle details and photos

Use our online form to upload make, model, year, mileage, insurer write-off confirmation and clear photos. Accurate photos of damage and the VIN help us provide a reliable offer. You can upload vehicle details in minutes.

2. Receive and decide on the offer

We return a transparent cash offer based on vehicle condition, salvage market demand and local factors in Cape Town. There is no obligation to accept. If you accept, we arrange the remaining steps at a time that suits you.

3. Paperwork, collection and payment

• We arrange free towing from within Cape Town metro and agree a collection time that works for you.
• We assist with transfer and deregistration processes; if the vehicle is under finance you must notify your financer - we can liaise and support the paperwork process.
• After collection and verification, we release fast payment to your nominated bank account.

Common Cape Town considerations

Port access and local dismantlers affect salvage demand; parts for popular models often retain better resale value. If you prefer step-by-step guidance, see our Sell Non-Running Car page for similar workflows.

What about vehicles under finance or insurer settlement?

If the insurer has paid out the policyholder directly, or there is an outstanding settlement with a financer, these matters must be resolved before transfer can be finalised. We help with the administration and liaise where possible, but settlement of finance remains between the owner and the financer.

Examples and timing

Typical timelines in Cape Town: online offer within hours, collection booked within 1-7 days depending on location and schedule, and payment released shortly after vehicle verification. Exact timings depend on traffic, towing availability and paperwork completeness.

To proceed, Upload vehicle details, or if you’d like to understand more about our approach and coverage across South Africa, visit our About / How it works page. Once you accept, we will confirm collection and proceed with paperwork and payment.

Trust signals and transparency

We provide clear paperwork, identification checks at collection and a transparent valuation basis so you understand how offers are formed. Our service covers private owners and small business fleets in Cape Town and the surrounding Western Cape region.

Sources

• South African Insurance Association - guidance on insurance claims and salvage
• Department of Transport, South Africa - vehicle registration and roadworthiness information
• Automobile Association (AA) South Africa - advice on write-offs and salvage vehicles