FAQ on Buying Used Cars in South Africa - Practical Answers for Buyers

Overview: FAQ on buying used cars in South Africa

Buying a used car in South Africa can save money, but it also raises specific questions about condition, legal status, and value. This FAQ on buying used cars in South Africa covers the checks and decisions most buyers face - from verifying registration and checking for outstanding finance, to understanding written-off and salvage vehicles. The answers are practical and South Africa-focused, with examples showing typical costs and risks (all currency shown as R and estimates where noted).

How do I check a vehicle's legal status?

Request the registration documents (logbook) and the seller's ID. Verify the registration number and VIN (chassis number) match the vehicle. Ask for a clearance letter if there is any indication of outstanding finance and confirm deregistration steps if the car is written off. For dealers, request a signed sale agreement. If you need more background on common seller processes, see How we work for an example of paperwork handling in the industry.

Can I buy a car that was written off or salvaged?

Yes, but exercise extra caution. Salvage or written-off vehicles may be cheaper, but they can carry hidden structural damage or legal restrictions. If a vehicle was declared an insurer’s write-off, confirm whether it was categorised for repair and roadworthiness under South African regulations. Consider an independent structural inspection and ask for a full damage history. For sellers who regularly deal with written-off cars, like specialist buyers, check how they document condition - for example, see the types of vehicles accepted on our Sell Damaged Cars page to understand common damage categories.

How do I confirm there is no outstanding finance on the car?

Ask the seller for a written clearance from the finance house or an electronic vehicle lien check. You can also request a statement from a recognised clearing agency or perform an eNatis/third-party check for encumbrances. Never rely on verbal assurances alone. If a vehicle is under finance, the lender may still have legal claim until the debt is settled and the bond cancelled.

Should I get a mechanical inspection before buying?

Yes. A mechanical inspection helps reveal hidden faults (engine, transmission, suspension) and potential future costs. Expect to pay roughly R500-R1,500 for a basic pre-purchase inspection (estimate), depending on location and depth. For non-running or damaged vehicles, specialist inspections that include structural checks are recommended. If you prefer a hassle-free route for damaged vehicles, services that buy cars in any condition may be an option; learn how non-running vehicles are handled on the Sell Non-Running Car page.

What costs should I budget for after purchase?

Budget for immediate repairs, a potential roadworthy certificate, transfer fees and registration costs. Minor servicing may cost R1,000-R5,000; major repairs vary widely. Transfer fees at traffic departments are set regionally and can differ; always get an estimate in advance. These post-purchase costs can affect whether a bargain is worthwhile.

Repair cost vs value retained (example table)

When to prefer a dealer/inspector vs buying privately

Dealers often handle transfer admin and may offer short warranties; private sellers can be cheaper but require more due diligence. If the car has prior accident damage or is non-running, use a specialist inspection or consider a seller experienced with damaged vehicles. For an example of an operator that buys cars in any condition and handles admin, see the company homepage for process details Sell Your Damaged Car.

Damage types vs typical buyer impact

Practical tips to protect your purchase

• Always test drive where possible and verify VIN matches paperwork.
• Get a written receipt and a signed agreement specifying condition and any known defects.
• Use escrow or bank transfer for payment where feasible; obtain proof of payment.
• Check for recalls and confirm service history; dealers and some manufacturers keep online records.
• Confirm who handles deregistration or transfer fees and how VAT (where applicable) is treated.

How the transfer process and paperwork work in SA

Transfer requires completing the prescribed forms at a traffic department or through an accredited agent. Buyers and sellers must complete the Notice of Change of Ownership and submit certified copies of ID. If the vehicle is written off or under finance, additional clearance or settlement documents are required. For an example of how industry operators manage paperwork and collection when buying damaged vehicles, review a specialist approach on the About page.

What to do if something goes wrong after purchase

If undisclosed finance, stolen status, or major undisclosed damage appears after purchase, seek legal advice quickly and gather all sale documentation. If you bought from a dealer, check consumer protection rights under the Consumer Protection Act. For private sales, remedies depend on proof of misrepresentation. Document all communications and seek an independent inspection report.

Final checklist before you sign

• Confirm VIN, engine number and registration match documents.
• Verify no outstanding finance or theft records.
• Obtain service history and receipts where possible.
• Have a mechanic inspect the vehicle if any doubt exists.
• Agree in writing who pays transfer costs and how payment will be made.

Sources

• Road Traffic Management Corporation (RTMC) - traffic and registration guidance
• Consumer Protection Act (South Africa) - buyer rights overview
• AA South Africa - pre-purchase inspection and used car advice