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Learn how to document a car accident scene in South Africa with practical photo, note-taking and legal steps to protect insurance, buyers and paperwork.
Prioritise safety, then photograph and note scene details with timestamps.
Photos, police references and repair estimates speed insurance and valuation.
Follow SAPS reporting rules and note finance status before selling.
Documenting a car accident scene is one of the most important actions you can take after ensuring everyone is safe. Clear, timely records help when dealing with insurers, the South African Police Service (SAPS), lenders, and potential buyers if you later decide to sell the vehicle. This guide covers practical steps, South Africa-specific legal notes, and tips that improve the accuracy and usefulness of evidence.
Collect evidence methodically: photographic, written and witness information. Photograph vehicle damage close-up and at mid/long range so context (road signs, skid marks) is visible. Capture registration plates, VIN/chassis number if exposed, and any relevant road markings or traffic signals.
Write down a concise timeline: arrival time, actions taken, who said what. Record witness names and contact numbers, plate numbers of other vehicles, and any admission of fault or statements. Note whether police attended and take the reference number if provided.
| Repair estimate (R) | Typical effect on private resale value | When documentation helps |
|---|---|---|
| 0 - 10,000 | Minor reduction; buyer confidence depends on receipts | Receipts and photos show quality repairs |
| 10,000 - 50,000 | Noticeable value loss; full documentation mitigates negotiation loss | Before/after photos and repair quotes matter |
| 50,000+ | Often classed as significant or structural; resale value reduced | Detailed reports and salvage records are critical |
Note: amounts shown are illustrative R estimates for South Africa. Actual costs and retained value vary by make, model, age and market demand. If your car is non-running after the accident, read practical options on how to proceed via our Sell Non-Running Car page.
After documenting a car accident scene, you’ll need to decide whether to repair the vehicle or sell it as damaged. Consider repair cost, vehicle market value, safety and how the car will be used post-repair. For some owners-especially where structural damage or airbag deployment occurred-selling may be the more practical option.
If you choose to sell, accurate documentation speeds valuations and helps get a transparent offer. For insight into the nationwide selling process, see our overview on How it works.
Use the evidence you collected when making reports and insurance claims. Present photos, videos and written notes to SAPS if required, to your insurer, and to any repair shop or buyer assessing the vehicle. Keep digital backups (cloud or email) to avoid losing files stored only on a phone.
In South Africa, certain steps are commonly required: reporting to SAPS when requested by insurers, obtaining an accident report if police attended, and notifying your insurer promptly. If you sell a damaged or written-off vehicle, clear paperwork and evidence of ownership (paperwork that proves the vehicle is not under finance or lists the finance status) protect both parties. If the vehicle is under finance, contact the lender-selling typically requires their consent or settlement of the outstanding balance.
| Damage type | Typical impact on offers | Documentation that helps most |
|---|---|---|
| Cosmetic (bumper, panel scratches) | Small to moderate impact | Clear before/after photos and repair receipts |
| Mechanical (engine, transmission) | Higher impact; may be classed non-running | Diagnostic reports and mechanic estimates |
| Structural or frame | Significant reduction; potential write-off | Collision report, bodyshop assessment, SAPS reference |
| Flood or fire | Major impact; often listed as salvage | Detailed photos, insurer statements and repair history |
If you later consider selling rather than repairing, having structured documentation speeds valuation and reduces back-and-forth. Learn more about options for vehicles that no longer run on the Sell Damaged Cars page, or start from our homepage for broader service details.
If the vehicle is repaired, retain all invoices, parts receipts and photos of the completed work. If the vehicle is sold or collected by a buyer, ensure transfer paperwork is completed correctly and that you receive a written receipt and any deregistration or transfer reference numbers. For fleet owners, maintain an incident log that links each accident to the vehicle record to simplify insurance and tax records.
Using the guidance above will help you build a clear, verifiable record after an accident. Good documentation protects your legal interests, helps insurers assess claims accurately, and preserves options if you later choose to sell the damaged vehicle.
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